are checkbooks out of style?
- Kayla Jo
- May 26, 2015
- 2 min read
I don't know about you guys but I certainly do not have time to keep up with a checkbook. Or do I? Too many times I have run into overdrafts on my bank account due to forgetting about scheduled payments. Of course I'd like to blame my credit card company for not immediately taking the payment, but unfortunately it is my fault for not keeping track of things. You see when I get paid I already have the whole check spent before I even see it. I plan out which bills I'm paying with it, how much gas I'm putting in the car, and of course what items demand to be bought during this pay period(new shoes perhaps?). The problem with today's society, mostly those in my generation, is that we no longer believe in the handwritten checkbook register. I remember learning in elementary school how to use one, and for a while I did. But the task seemed so pointless and like a waste of time. How many things could I do in the same amount of time that I am writing down what I've spent? The truth is, not that many. In fact, it doesn't take much time at all to write down a few transactions, and then it would be much easier to point out if the bank made a mistake. We rely too much on technology to tell us things when we should be relying on ourselves. Don't get me wrong I love having a mobile app to check on my account, but its just as easy to pull out a checkbook to see what my balance is. Many banks do not immediately show payments as posted, which is where I've often run into problems. The sad thing is we all know this and still make the same mistake over and over. Even if this hasn't happened to you, and you are extremely fortunate if it hasn't, I still strongly encourage you to keep a checkbook. They are a handy dandy little tool that should be in all of our purses.
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